Job description

This position is posted by Jobgether on behalf of a partner company. We are currently looking for a Senior Credit Underwriting Analyst in the United States.

This role sits at the intersection of credit risk, financial analysis, and customer-facing deal execution, supporting the development of innovative lending solutions for high-growth businesses. You will evaluate the creditworthiness of small and medium-sized enterprises, particularly in ecommerce, SaaS, and services sectors, and help structure lending solutions that balance growth enablement with risk management. Working closely with sales, product, and operations teams, you will play a key role in shaping underwriting decisions and improving credit frameworks in a fast-scaling environment. The position combines analytical rigor with real-world deal engagement, requiring both deep financial expertise and strong commercial judgment. You will interact directly with borrowers, supporting negotiations and structuring conversations from initial evaluation through deal closure. This is a highly cross-functional role where your work directly impacts portfolio quality, product evolution, and customer growth outcomes.